Your credit report contains information about your past and present credit transactions.  It's used primarily by potential lenders to evaluate your creditworthiness.  So if you're about to apply for credit, especially for something significant like a mortgage, you'll want to get and review a copy of your credit report.  Once received, review closely for any inaccuracies and unauthorized activity.

AnnualCreditReport.com

This central site allows you to request a free credit file disclosure, commonly known as a credit report, once every 12 months from each of the nationwide consumer credit reporting companies: Equifax, Experian and TransUnion.  AnnualCreditReport.com is the official site to help consumers to obtain their free credit report.

This site's security protocols are designed to protect your personally identifiable information from unauthorized access or alteration.  Measures include physical and technological security and encryption of certain information.