|
Auto and Truck Rates
New (2007-2008)
| Term |
As low as |
| Up to 72 months |
5.60% APR |
| 73 - 84 months (minimum $30,000) |
6.60% APR |
Used Auto and Truck Rates
| Term |
Year |
As low as |
| Up to 60 months |
2003-2006 |
5.70% APR |
| Up to 48 months |
2001-2002 |
5.70% APR |
| Up to 48 months |
2000 and older |
8.99% APR |
Auto rates effective as of July 15, 2008.
Driving Sense
Similar to leasing without all the restrictions.
Calculate your Driving Sense payments.
*As low as rates are based on a credit score of 720 or better. Rates effective February 15, 2008. Rates and terms are subject to change without notice. APR=Annual Percentage Rate
Boat and RV Rates
New (2003-2008)
| Term |
As low as |
| Up to 60 months |
5.99% APR |
| 61-96 months |
6.99% APR |
| 97-144 |
7.50% APR |
| 145-240 months |
8.50% APR
(see policy for requirements) |
Used (2002 and Older)
| Term |
As low as |
| Up to 60 months |
8.50% APR |
| 61-120 months |
9.50% APR |
"As low as" rates are based on a credit score of 720 or better. Rates and terms are subject to change without notice. Rates effective as of January 2, 2008. Your rate will be determined by your actual credit score. LTV=Loan to Value. APR=Annual Percentage Rate.
Home Equity Rates
|
Loan type
|
Term
|
Annual Percentage Rate
|
Fixed Rate Home Equity
85% Loan to Value |
Up to 60 months |
As low as 6.49% APR |
Fixed Rate Home Equity
Up to 85% LTV |
61-120 months |
As low as 7.25% APR |
Fixed Rate Home Equity
Up to 85% LTV |
121-180 months |
As low as 7.75% APR |
Home Equity Line of Credit
Up to 85% LTV |
Max term 15 years |
As low as 3.99% APR*
(Prime minus 1.01%) |
"As low as" rates are based on a credit score of 720 or better. Rates and terms are subject to change without notice. Rates effective as of August 1, 2008. Your rate will be determined by your actual credit score. LTV=Loan to Value. APR=Annual Percentage Rate. *Rate adjusts quarterly.
Home Improvement Rates
| Unsecured Max $5,000 |
60 months |
As low as 11.50% APR |
"As low as" rates are based on a credit score of 720 or better. Rates and terms are subject to change without notice. Rates effective as of January 16, 2008. Your rate will be determined by your actual credit score. LTV=Loan to Value. APR=Annual Percentage Rate.
Lawn and Garden Equipment Rates
|
Amount
|
Term
|
100% Loan to Value
|
| New |
|
|
| Up to $5,500 |
48 months |
10.75% APR |
| $5,501-$7,500 |
60 months |
11.50% APR |
| $7,501 and over |
66 months |
11.99% APR |
| |
|
|
| Used |
|
|
| Up to $5,500 |
36 months |
13.25% APR |
| $5,501 and over |
48 months |
14.25% APR |
"As low as" rates are based on a credit score of 720 or better. Rates and terms are subject to change without notice. Rates effective as of January 4, 2007. Your rate will be determined by your actual credit score. LTV=Loan to Value. APR=Annual Percentage Rate.
Motorcycle Rates
New (2006-2008)
| Term |
As low as |
| Up to 36 months |
7.49% APR |
| 37-60 months |
8.99% APR |
| 61-72 months |
8.99% APR |
Used (2005 and older)
| Term |
As low as |
| Up to 60 months |
9.99% APR |
"As low as" rates are based on a credit score of 720 or better. Rates and terms are subject to change without notice. Rates effective as of January 15, 2008. Your rate will be determined by your actual credit score. LTV=Loan to Value. APR=Annual Percentage Rate.
Certificates Rates
Share Certificates - Called "CDs" at other financial institutions, our Share Certificates offer competitive rates without the risk.
IRA Certificates (Roth, Traditional, and Coverdell Education Savings Account) - For long term saving, we encourage you to set up an Individual Retirement Account (IRA). It's a great way to guarantee a worry-free retirement.
SPECIAL
| Term |
Minimum |
Rate |
APY |
|
22 months
|
$500
|
3.93% |
4.00% |
|
Term
|
Minimum
|
Rate
|
APY
|
|
6
|
$500
|
2.47%
|
2.50%
|
|
12
|
$500
|
3.06%
|
3.10%
|
|
18
|
$500
|
3.11%
|
3.15%
|
|
24
|
$500
|
3.49%
|
3.55%
|
|
36
|
$500
|
3.93%
|
4.00%
|
|
48
|
$500
|
4.12%
|
4.20%
|
|
60
|
$500
|
4.51%
|
4.60%
|
Add .15% to APY for amounts $50,000 and over in a 24 month certificate or greater.
Dollar Dog & Money 101 Share Certificates
| Term |
Minimum |
Rate |
APY |
| 12 months |
$250 |
3.06% |
3.10% |
Rates and terms are subject to change without notice. APY=Annual Percentage Yield. APY is accurate as of August 1, 2008. APY is based on monthly compounding for one year. A penalty applies for early withdrawal.
All deposits are insured up to $350,000.00 (Federally Insured to $100,000.00 by the National Credit Union Administration and an additional $250,000.00 by American Share Insurance Company). IRA Accounts are insured separately up to $500,000.00 (Federally insured to $250,000.00 by the National Credit Union Administration and an additional $250,000.00 by American Share Insurance Company).
Savings Rates
| Account |
Minimum
(to earn dividends) |
Rate |
APY* |
| Share Savings |
$200.00 |
.40%
|
.40%
|
| Checking |
N/A |
0%
|
0%
|
| Special Savers |
$200-$2,500 |
.00%
|
.00%
|
| Special Savers |
$2,500 and over |
.70%
|
.70%
|
| Club Accounts |
N/A |
.40%
|
.40%
|
| IRA Accounts |
N/A |
1.24%
|
1.25%
|
*APY=Annual percentage yield. APY is accurate as of August 1, 2008. All above accounts are adjustable and are subject to change without notice. APY is based upon monthly compounding for one year.
Platinum Master Card®
>>Click here
Signature Loans
As low as 9.95% APR
|
